Month: April 2023

If you live in Oregon or have recently visited the area, you already know that Oregon has some of the most picturesque scenery, beautiful coastlines, and winding roads. These outdoor nature scapes attract hundreds of thousands of registered motorcycle riders annually.  The Oregon Department of Transportation reports thousands of registered bikers residing in Oregon and over one-million people ride motorcycles in Oregon annually.

Motorcycles offer freedom, excitement, and an affordable way to travel, so it is crucial to ensure you have the best motorcycle insurance coverage for your bike when the unexpected happens. 

There are three basic types of motorcycle insurance for bikers in Oregon:

Below is a brief description of options from Allen & Associates Insurance Inc., serving the greater Albany, OR community. 

Liability Insurance Coverage

Oregon requires bikers to carry liability insurance for bodily injury per person, bodily injury per incident, and property damage per motorcycle incident. 

Comprehensive and Collision Coverage for Bikers 

Extend your liability coverage limits by choosing an insurance policy that covers your bike for comprehensive and collision insurance. Comprehensive and collision aren’t required by law, but cyclists with this coverage have their bikes financially protected from theft, vandalism, and motorcycle accidents. 

Uninsured/Underinsured Motorist Coverage 

If you’re looking for insurance that covers you in a motorcycle accident when the other driver is not insured or doesn’t have adequate insurance to cover the costs associated with the accident, talk to an insurance agent at Allen & Associates Insurance Inc. in Albany OR. 

Get Motorcycle Insurance Today

When you’re ready to insure your bike, don’t hesitate to contact Allen & Associates for your free motorcycle insurance quote in Oregon. Our knowledgeable insurance agents are happy to answer any questions about buying motorcycle insurance.