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Oregon, like any state, requires commercial business insurance. By obtaining commercial business insurance, you provide for employee safety and other requirements. It also covers a range of other insurance needs. These include but are not limited to, property insurance, liability, workers’ comp, equipment, and vehicles. For example, a lawn care company’s commercial business insurance might have coverage for vehicles, equipment, transportation, and workers among other components.
But what about commercial business insurance for high-risk businesses? These types of businesses are defined by banks as having a high risk of financial failure. Two of the common ones of these are sole proprietorship and home business. Additionally, they can also be businesses that are high risk because of the kind of business.
Businesses considered a high or higher risk kind include for instance:
- Gambling (Online and offline establishments)
- Cannabis and Medical Marijuana
- Adult Entertainment
- Cryptocurrency
- Online Gaming
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Allen & Associates Insurance Inc. is who you will want to discuss your high-risk business insurance needs within the greater Albany, OR area. We are experts in Oregon business commercial insurance laws including high risk. A high-risk business needs better coverage in some areas than a low-risk business might need. Considering all options for your high-risk business and choosing accordingly greatly raises the chance for a successful business venture.
Why leave your high-risk business to chance when our knowledgeable associates at Allen & Associates Insurance Inc. are as invested in your success as you are? Serving the Albany, OR area and surrounding areas, we can answer any questions and explain your options for commercial business insurance for your high-risk or otherwise business insurance needs.
