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Protecting Your Home from Weather Events in Albany, OR
In Albany, OR, weather patterns can vary significantly including windstorms, heavy rains, ice, snow, or sleet. At Allen & Associates Insurance Inc., we put customer needs first and strive to provide optimal coverage for your home in all weather conditions.
Securing Your Home Against Windstorms
Windstorms can cause substantial damage to your home, outbuildings, and the trees in your yard. Home insurance does not cover the cost of removing tree debris unless it hits your home, outbuildings, or fence. It does, however, cover damage to your roof caused by windstorms, which can remove or damage tiles.
Guarding Against Rain Damage
Your insurance coverage for rain-related damage depends on how the damage occurred. Old, leaky roofs aren’t covered. If a windstorm damages your roof, causing a leak, or a branch breaks a window, allowing rain to enter, your insurance should cover it. However, flood damage from excessive rain is not covered.
Preparing for Ice and Hail
Ice dams can cause water to back up under your roof and add extra weight, causing significant damage. Hail can damage your roof and other parts of your home. Hail damage is usually covered.
Don’t wait until a storm hits your home. Reach out to us at Allen & Associates Insurance Inc. in Albany, OR, for expert assistance in selecting the right home insurance coverage.
