How Liability Plays a Role in Motorcycle Insurance

What role does liability play when it comes to motorcycle insurance? When you are talking about liability, you have to consider how at fault an individual is in the event there is an accident of some kind. Liability plays a major role in motorcycle insurance because it will impact which insurance company is responsible, and the liability limits will drive the payment. We at Allen & Associates Insurance Inc. can help you understand all this and more in the Albany, OR area and abroad.

Know Your Liability Limits

You may not do it on purpose, but it is highly possible that you end up being at fault for a motorcycle accident that causes an injury to the other party. How liable you are for those damages is critical, and the limits of your policy determine how much your insurance will cover. Liability goes beyond medical damages as well, and you could also be liable for damage to property.  

Re-checking Coverage Annually

Your insurance policy is going to come up for renewal on an annual basis. When it does, you want to be sure that the limits continue to be proper. When your motorcycle insurance policy is up for renewal, give it an in-depth review. If you are not comfortable with your liability limits, increase them!

Schedule A Consultation Today

When your limits are exceeded, you are in a position where you will be covering the remainder of the costs. Knowledge of those limits is critical so you know where things stand and know if you need to increase the limits to get additional protection. Serving the Albany, OR area, at Allen & Associates Insurance Inc. we can help you with understanding what your needs are from a liability perspective and how you should approach it.