When buying a car, one of the decisions you have to make is whether or not to buy auto insurance from the dealer. This can be a difficult decision, especially since it can be hard to know what is the best option for you. Allen & Associates Insurance Inc provides this guide in navigating this important coverage. Here we discuss some of the pros and cons of buying auto insurance from your car dealer.
Purchasing Auto Insurance: What You Need To Know
The Pros of Buying Auto Insurance From a Car Dealer
One of the main benefits of buying auto insurance from a car dealer is that it can be convenient. If you’re already at the dealership buying your car, it can be easy to add on auto insurance as well. This can save you time since you’ll not have to go to another location to purchase your insurance.
Another benefit is that they may offer discounts. Some dealerships have relationships with specific insurance companies and can offer their customers discounts. This can save you money on your premium, which is always a good thing.
The Cons of Buying Auto Insurance From a Car Dealer
One of the main drawbacks of buying auto insurance from a car dealer is that it may be more expensive. Since dealerships are typically trying to make a profit on everything they sell, they may charge more for auto insurance than you would pay if you went directly to the insurance company.
Another downside is that you may not have as many options. When you purchase insurance from a dealer, you’re usually only able to choose from the companies they have relationships with. This can limit your coverage options and may not give you the best deal possible.
Give Us A Call
As you can see, there are both pros and cons to buying auto insurance from a car dealer. You’ll need to weigh the benefits and drawbacks to decide if it is the right option. If you have any questions or need help finding the best auto insurance for your needs, contact Allen & Associates Insurance Inc in Albany, OR.
Allen & Associates Insurance Inc is an independent insurance agency located in Albany, OR. We offer a wide range of insurance products, and our goal is to find the best coverage at the most competitive price. Contact us today for an insurance quote.