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In Oregon, if you own a motorcycle, you are responsible for obtaining motorcycle insurance. Here are the motorcycle insurance requirements for the residents of Albany, OR, and how Allen & Associates Insurance Inc. can help.
Motorcycle Insurance Requirements for Residents of Albany, OR
If your motorcycle can go at least 30 mph, the state of Oregon requires you to insure it. The Oregon DMV randomly checks whether you’re maintaining an active insurance policy for your motorcycle, so it’s in your best interest to have proper motorcycle insurance at all times. If you are caught operating a motorcycle without proper insurance, you could be forced to pay a variety of fees and face different penalties, such as license suspension.
Once you obtain motorcycle insurance in Albany, OR, you must carry your actual insurance card or a copy of the insurance card while you are operating a motorcycle. In Albany, OR, the motorcycle insurance you obtain must meet the state’s insurance coverage requirements. As a motorcycle driver in Oregon, you need to ensure your motorcycle insurance covers property damage to another party, personal injury protection, and bodily and property damage. Motorcycle insurance in this state also needs to have uninsured motorist coverage and coverage for bodily injury to another party.
Getting the Motorcycle Insurance You Need
When you’re ready to hit the road on your motorcycle and enjoy the scenic views of dense forests, coastline, and mountains, Allen & Associates Insurance Inc. is here to help. We ensure you have the motorcycle coverage you need to adhere to Albany OR state laws while enjoying your bike. Contact us today to learn more about motorcycle insurance and your coverage options.
